APP Webinar: "The Cost of Yes - Pursuing Risk with Intent"

In payments, every “yes” comes with a price. Growth requires risk, but not all risk is worth taking—and not all caution leads to success. There’s no such thing as a zero-risk portfolio, just as there’s no path to innovation that doesn’t involve uncertainty. The real challenge is understanding the cost of each decision and choosing risk with purpose rather than by accident.

This session explores how leading organizations approach risk as a strategic choice, not just a compliance function. We’ll discuss how teams evaluate trade-offs between opportunity and exposure, how risk appetite connects to business goals, and how cross-functional partners—from underwriting to compliance to product—contribute to smarter decisions. Attendees will gain practical insight into recognizing when a “yes” supports long-term portfolio health, when it introduces hidden strain, and how to build internal frameworks that make risk-taking more deliberate, consistent, and aligned with growth.

Deborah Camm
Managing Partner
Oasis Consulting

Shari Savlick
Vice President, Merchant Compliance
Merrick Bank