Seven Things To Know About ...

Welcome to 7 Things at APP!

What and Why "7 Things"

"Seven Things" is a series meant to address topics that are often complicated, confusing, or unclear within payments.  Each document provides a starting point for understanding by addressing a standard set of seven questions:

01 | What is it?

02 | How does it work?

03 | Who is doing it?

04 | Why is it significant?

05 | What is the downside?

06 | Where is it going?

07 | What are the implications for payments

For some topics we may add additional pieces in the future that go more in-depth, and we may develop others into full-blown courses for M@Cademy.  Either way, we hope you will join us in the journey to provide educational resources designed to help payment professionals and other stakeholders in the payments ecosystem.

Is there a term, trend, or concept in payments you would like know more about?   We are looking for recommendations for additional Seven Things topics, and for volunteers to help us compose the content. 

If you have a recommendation or would like to help serve as a subject matter expert, please contact us.

Current "7 Things" Topics:

Seven things you should know about:

EBT FRAUD   
A primer on EBT Fraud and how it encroaches upon payments. 
Downloadable PDF. Released July 2025.

DIGITAL WALLETS   
A primer on digital wallets - what are they and what payment professionals need to know.  
Downloadable PDF. Released March, 2025.

AI IN PAYMENTS   
A guide to understanding the current and future impact artificial intelligence (AI) is having in payments. 
Downloadable PDF. Released September, 2024.

MONEY MULES   
A guide to understanding the fraud scheme known as 'money mules' and their impact on the payments network.
Downloadable PDF. Released March, 2024.

SURCHARGING   
A guide to understanding surcharging from the APP. 
Downloadable PDF. Released August, 2023.