W is for Wallet. This is a popular topic and multifaceted! A Digital Wallet is a technology that allows consumers to store payment credentials...
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V is for Visa. BUT, I have to include the others payment networks too! Do you remember when we used to call them "card associations"! 😀 When we...
Read PostJustification for Attending APP's Level Up 2026 The Best ROI in the Industry At APP’s annual Level Up conference, we invite you to follow...
Read PostU is for Underwriting.In the payments industry, Underwriting is the process of evaluating a merchant’s risk profile before granting them...
Read PostT is for Transaction Laundering! This is one of the more interesting topics I like to discuss with folks.Transaction Laundering, sometimes called...
Read PostS is for Settlement. However, it would be amiss if I didn't also mention Authorization and Clearing!Settlement is the final step in the payment...
Read PostR is for "Risk". It seems fairly straightforward but there are some nuances.In the payments industry, Risk is the potential for financial loss,...
Read PostQ is for Quality (Data)!In the payments industry, Data Quality is more than a technical concern; it’s a compliance and risk imperative....
Read PostP is for "Processor". This is a bit detailed and is part of the payment industry storyline. Stay tuned for another part of the alphabet that goes...
Read PostO is for "Open Banking" (a newer term in the payment industry).Open Banking is transforming the way financial data is shared and used. At its core,...
Read PostN is for "Nacha", which stands for the National Automated Clearing House Association, the governing body that oversees the ACH (Automated Clearing...
Read PostThis is a good one: M is for "merchant"!A Merchant is any business or individual that accepts payments for goods or services. In the payments...
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