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APP Monitor

The APP Monitor is currently an occasional publication from APP.  We welcome members to contribute trends and educational pieces to share with APP members.  Interested in contributing an article for the Monitor or is there a topic you would like to see?  Send us a note via the Contact Us Form and we will be sure to respond!  

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Navigating the Payment Industry Alphabet - XYZ if for all the Other Acronyms
Posted In: APP Dispatch, APP Monitor,
Date posted Mar 30

XYZ is for all the acronyms we have in the payment industry! 😁 🙃 😂 If you’ve ever sat in a meeting and heard terms like ISO, BIN, PCI DSS,...

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Navigating the Payment Industry Alphabet - W is for "Wallet"
Posted In: APP Dispatch, APP Monitor,
Date posted Mar 23

W is for Wallet. This is a popular topic and multifaceted! A Digital Wallet is a technology that allows consumers to store payment credentials...

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Navigating the Payment Industry Alphabet - V is for "Visa and Other Payment Networks"
Posted In: APP Dispatch, APP Monitor,
Date posted Mar 16

V is for Visa. BUT, I have to include the others payment networks too! Do you remember when we used to call them "card associations"! 😀 When we...

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Navigating the Payment Industry Alphabet - U is for "Underwriting"
Posted In: APP Dispatch, APP Monitor,
Date posted Mar 9

U is for Underwriting.In the payments industry, Underwriting is the process of evaluating a merchant’s risk profile before granting them...

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Navigating the Payment Industry Alphabet - T is for "Transaction Laundering"
Posted In: APP Dispatch, APP Monitor,
Date posted Mar 2

T is for Transaction Laundering! This is one of the more interesting topics I like to discuss with folks.Transaction Laundering, sometimes called...

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Navigating the Payment Industry Alphabet - S if for "Settlement"
Posted In: APP Dispatch, APP Monitor,
Date posted Feb 23

S is for Settlement. However, it would be amiss if I didn't also mention Authorization and Clearing!Settlement is the final step in the payment...

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Navigating the Payment Industry Alphabet - R is for "Risk"
Posted In: APP Dispatch, APP Monitor,
Date posted Feb 16

R is for "Risk". It seems fairly straightforward but there are some nuances.In the payments industry, Risk is the potential for financial loss,...

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Navigating the Payment Industry Alphabet - Q is for "Quality Data"
Posted In: APP Dispatch, APP Monitor,
Date posted Feb 9

Q is for Quality (Data)!In the payments industry, Data Quality is more than a technical concern; it’s a compliance and risk imperative....

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Navigating the Payment Industry Alphabet - P is for "Processor"
Posted In: APP Dispatch, APP Monitor,
Date posted Feb 2

P is for "Processor". This is a bit detailed and is part of the payment industry storyline. Stay tuned for another part of the alphabet that goes...

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Navigating the Payment Industry Alphabet - O is for "Open Banking"
Posted In: APP Dispatch, APP Monitor,
Date posted Jan 26

O is for "Open Banking" (a newer term in the payment industry).Open Banking is transforming the way financial data is shared and used. At its core,...

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Navigating the Payment Industry Alphabet - N is for "Nacha"
Posted In: APP Dispatch, APP Monitor,
Date posted Jan 19

N is for "Nacha", which stands for the National Automated Clearing House Association, the governing body that oversees the ACH (Automated Clearing...

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Navigating the Payment Industry Alphabet - M is for "Merchant"
Posted In: APP Dispatch, APP Monitor,
Date posted Jan 12

This is a good one: M is for "merchant"!A Merchant is any business or individual that accepts payments for goods or services. In the payments...

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