Ballerine

Ballerine is an AI-native merchant risk intelligence platform purpose-built for acquirers, PSPs, and payment facilitators. By replacing legacy keyword-matching and manual review with contextual AI agents, Ballerine transforms fragmented merchant data into clear, real-time risk profiles - delivering 85% fewer false positives and 2-3x faster onboarding without compromising compliance. As a Mastercard-certified Merchant Monitoring Service Provider (MMSP), Ballerine covers the full merchant lifecycle: underwriting, ongoing monitoring, partner oversight, and policy fit - giving risk teams audit-ready decisions and enabling up to 75% card scheme fine relief. That's why leading acquirers, banks, and fintechs trust Ballerine to scale their risk operations and stay ahead of evolving regulatory requirements.