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Government Relations Newsletter: Vol 14, Issue 1 "Things to Pay Attention to in 2026" By: Members of the Government Relations Strategic Interest...

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O is for "Open Banking" (a newer term in the payment industry).Open Banking is transforming the way financial data is shared and used. At its core,...

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N is for "Nacha", which stands for the National Automated Clearing House Association, the governing body that oversees the ACH (Automated Clearing...

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This is a good one: M is for "merchant"!A Merchant is any business or individual that accepts payments for goods or services. In the payments...

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L is for "Liability".In the payments industry, Liability refers to who bears the financial and regulatory responsibility when something goes wrong -...

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APP Board of Directors' Elections Announcement for Directors and President-Elect As a leading association in the risk management domain, APP is at...

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K is for "Know Your Customer" and "Know Your Business" (KYC/KYB).KYC/KYB is a foundational compliance process in the payments industry, and in...

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J is for "Julie"! 😊 I want to take this opportunity to share my gratitude to all my payment industry colleagues who have supported and encouraged...

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I is for Independent Sales Organization (ISO)!An ISO is a third-party entity that resells payment processing services on behalf of Acquirers. ISOs...

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H is for "High Risk Merchants"!In the payments industry, not all merchants are created equal. Some are classified as High Risk Merchants - a...

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Job Title: Senior Risk Analyst Department: Risk & Underwriting Reports To: Head of Risk & Underwriting FLSA Status: ...

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G is for "Gateway".I started my career at an ISO who owned and managed a gateway and I consider myself fortunate because I got to learn so much...

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